Terms of Service

Last updated: 29 May 2026

By accessing or using answerlytools.com (the "Service"), you agree to be bound by these Terms of Service. If you do not agree, do not use the Service.

1. Use of the Service

Answerlytools provides free online calculators, converters, and word tools for informational and educational purposes. You may use the Service for personal or commercial purposes provided you do not:

• Use automated systems (bots, scrapers) to access the Service in a way that disrupts performance for other users.
• Attempt to gain unauthorized access to any part of the Service or its infrastructure.
• Republish or mirror the Service in whole or in substantial part without written permission.

2. No Financial, Medical, or Legal Advice

Calculators on Answerlytools — including but not limited to loan, mortgage, GST, salary, tax, BMI, investment, and retirement calculators — are provided as estimation tools for general informational use only. Output from these tools does not constitute financial, tax, legal, medical, or professional advice. You should always consult a qualified professional before making decisions based on the results.

3. Accuracy and Availability

We work hard to keep our tools accurate and use authoritative sources for formulas and rates. However, we do not warrant that results are error-free, complete, current, or suitable for your particular use case. The Service is provided on an "as-is" and "as-available" basis without warranties of any kind, express or implied.

4. Limitation of Liability

To the maximum extent permitted by law, Answerlytools and its operators are not liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of, or inability to use, the Service — including any financial loss resulting from reliance on calculator output.

5. Third-Party Content and Ads

The Service displays advertisements served by third parties (including Google AdSense). We do not endorse and are not responsible for the content of third-party ads or any websites linked from those ads.

6. Intellectual Property

All site content (text, layouts, code, design) is © Answerlytools and protected by copyright. You may copy small excerpts (e.g. a calculator's formula) for personal reference. You may not republish the site or substantial portions of its content without permission.

7. Changes

We may update these Terms from time to time. Continued use of the Service after changes constitutes acceptance of the new Terms.

8. Governing Law

These Terms are governed by the laws of Australia. Any dispute arising under these Terms shall be subject to the exclusive jurisdiction of the courts of New South Wales, Australia.

9. Contact

Questions about these Terms? Email legal@answerlytools.com.